A Net First Platinum is a so-called “merchandise card,†which you can only use for purchases from a single online catalog. Net First Platinum is for the Horizon Outlet, which sells clothing, cookware, tools, toys and more. The Net First Platinum card is easy to get.

Also to know is, what is a netspend platinum card?

The NetFirst Platinum Card is a retail merchandise card from Horizon Card Services. The card features a 0% APR on purchases, an unsecured credit limit of $750, and no credit checks or employment checks.

Similarly, is First Premier a real credit card? The First Premier Bank Mastercard is a perfect example. It's an unsecured card that offers approval to a wider range of credit profiles than many other credit cards.

Regarding this, can I use my principal platinum card anywhere?

The Principal Platinum is a card you can use exclusively at the Horizon Outlet online store. If you're looking for a card to buy groceries, gas or anything else, look elsewhere.

What is Horizoncard?

The Horizon Gold Card is a store card offered by the Horizon Outlet. It comes with an easy application process for a $500 credit line, but it can only be used to make purchases at the Horizon Outlet.

Related Question Answers

Can you pay bills with NetSpend?

With a Netspend Prepaid Debit Card, you can make purchases at stores, over the phone and online. Use it anywhere Debit Mastercard and Visa debit cards are accepted. Withdraw cash at ATMs worldwide. Pay bills, rent and other necessities.

Are prepaid cards free?

Prepaid cards are usually free if you sign up online. The NetSpend® Visa® Prepaid Card, for example, charges $1.50 per purchase in the pay-as-you-go plan, and it doesn't charge a monthly fee. Its monthly plan charges $9.95 per month or $5 with direct deposit, and no charges are added per purchase.

Which card is NetSpend?

prepaid debit card

Whats the difference between NetSpend Visa and Mastercard?

The main difference between a NetSpend Mastercard or Visa and traditional credit cards is in the NetSpend credit line – you are limited to the amount you can preload. Simply put, what you pay in advance is what you can spend. When you use a credit card, the line of credit offered must be paid off at a specified time.

How do you qualify for netspend Premier?

How to Qualify for Premier. Qualifying is simple. Just enroll in Direct Deposit and have your government benefits or payroll checks sent right to your card. Have a total of $500 in payroll or government benefits direct deposited in one calendar month, and you'll be eligible to upgrade to Netspend Premier.

Can I use the Horizon Gold Card anywhere?

You can use the Horizon Gold card only to shop at the Horizon Outlet online store. (This is also true of the NetFirst Platinum card, another card marketed by Horizon Card Services.)

Is principal platinum a real credit card?

The Principal Platinum Merchandise Credit Card provides is an introductory unsecured credit card with many benefits and very few risks. You can open an account with a fast and easy application. There is no employment or credit check required, so approval rates are high.

What is principal card holder?

Principal Cardholder means the person who applies to the “Bank” for issuing one “Card” or more, and in whose name the “Card Account” was first opened and maintained.

What is principal credit card?

Principal is the portion of your credit card balance that comes from making regular purchases. If you carry a balance on your card from month-to-month, the principal is the portion of what you owe before interest is added.

What is a merchandise credit line?

Merchandise Credit means the crediting to the purchaser of the full amount of the payment upon return of the goods and allowing the purchaser to purchase goods from the merchant with the merchandise credit, or applying to the purchaser's credit account with the merchant, in the amount of the merchandise credit.

What is the Horizon Outlet?

Horizon Outlet is an online shop that requires anyone to be a member before they access the site. Members are given a 16 digit Horizon Gold card number as one of their log-in details. They offer an array of products for men, women, home, toys, seasonal items, and many more.

What is supplementary credit card?

Supplementary cards: As the name suggests supplementary credit card is a card with an additional credit you can get on your existing credit card. Supplementary swipes also gets the same reward points as your primary credit card.

Does First Premier Bank give credit increases?

You can apply for a credit limit increase on your First Premier card any time, but can't receive an increase until you have been a customer for 13 months. Increases range between $100 and $200 and they will charge you 25% of the amount by which the limit is increased.

Does Credit One Give credit limit increases?

How often does Credit One Bank give credit limit increases? Credit One may automatically increase your credit limit as often as every six months. However, these increases aren't guaranteed and may depend on a variety of factors including your credit score, credit utilization ratio and history of on-time payments.

What is the credit limit for Milestone credit card?

$300

What credit score do you need for a first Premier credit card?

What Credit Scores Do I Need to Qualify for the First PREMIER Bank Credit Card? The First PREMIER Bank Credit Card is not hard to qualify for: It's designed for people with poor credit. If you're within 300–579 for FICO or 300–649 for VantageScore, you're considered to have bad or poor credit.

Is there an annual fee for First Premier credit card?

Program fee: This is a one-time fee charged when you open the account. It ranges from $55 to $95. Annual fee: This ranges from $75 to $125 in the first year and $45 to $49 after that. First Premier cards with smaller credit limits don't charge monthly fees in the first year, but they do so afterward.

How often does Capital One increase limit?

every 6 months

How much cash advance can I get on my first Premier credit card?

10%

Which credit card offers the highest credit limit?

Currently, the Bank of America® Customized Cash Rewards Secured Credit Card offers the highest maximum credit limit, $4,900, although the limit can be as small as $300.

Is First Premier Bank credit card unsecured?

First PREMIER® Bank Mastercard® Credit Card

Learn more at our partner's secure site. First Premier's Mastercard credit card is an unsecured card option for people with no credit history or a bad credit score, but we don't recommend this as a credit-building tool.

What credit bureau does Horizon Gold report to?

EQUIFAX

Can you withdraw money from Horizon card?

Can I withdraw funds at an ATM? You cannot use the Horizon MyWay debit card for cash withdrawals from an Automated Teller Machine (ATM), from a Point-of-Sale (POS) device, or by any other means.

Is unique platinum card legit?

Bottom line

The Unique Platinum Card allows you to shop at My Unique Outlet without interest if you carry your balance. However, given a required monthly membership fee, it's expensive and may not be worth the cost. It's also a poor choice if you want to rebuild credit.

What is Horizon member benefits?

Horizon Gold Card Benefits

Once you pay your monthly subscription of $24.95, you gain access to perks and benefits. These perks include My Privacy Protection, My Universal RX, My Roadside Protection, and My Legal Assistance.

Where can I use my freedom gold card?

Card valid only at Horizon Outlet.

The Freedom Gold Card is a store card that can be used only to shop from the online Horizon Outlet catalog. You can't use the card to buy groceries or gas.

Can I use my chime credit builder card at ATM?

Whatever's in your Credit Builder secured account is available to spend wherever Visa is accepted. (You can move money back into your Chime Spending Account via the Chime app if you need access to cash, and use your Chime ATM card to withdraw money.)

How do I contact Horizon Card Services?

Call Horizon's customer service line on 1-800-251-6144. Inform the customer service agent you want to cancel your Horizon Gold Card. You may be entitled to a partial refund if you call within 30 days of your next bill.